Built for Regulation, Designed for Trust
Agiliux meets the highest standards of data protection, security and financial compliance.
Agiliux Regulatory Compliance capability embeds audit trails, governance controls, data protection measures, and compliance-ready configurations within the platform to help brokers and MGAs meet evolving regulatory requirements. This is especially critical for direct insurance brokers, reinsurance brokers, and commercial insurance companies operating across multiple regulatory jurisdictions.
Industry Certifications
Agiliux is certified to internationally recognised standards for information security. Our controls and processes are audited to ensure trust, resilience and best practice.
Data Protection & Privacy
We ensure encryption of data at rest and in transit. Role-based access control ensures users only see what they are permitted to. Full audit trails log data access and changes, helping you evidence compliance during inspections or internal reviews. These protections are governed centrally within the Modern System of Record, ensuring secure, structured and regulator-ready data management.
Data Protection & Privacy
Regulatory Reporting & Audit
Detailed logs of system usage help you satisfy regulatory bodies. Change history, user events and data access are all time-stamped and traceable. You can configure workflows to enforce regulatory checks before certain actions such as binding or claims payment. For organisations adopting intelligent workflows, Intelligence Automation ensures compliance rules are embedded directly into operational decision-making.
Agiliux helps you meet insurance regulatory requirements with strong data protection, detailed audit trails and governance controls. The platform supports compliance needs for brokers and MGAs in regulated environments. Innovation cannot exist without compliance. Combined with Data & Document Automation, this enables structured audit documentation and regulator-ready reporting across operational workflows.
Quality Assurance & Risk Management
Our development lifecycle includes rigorous change management, vulnerability testing and security reviews. Regular penetration tests and risk evaluations ensure the system remains robust against emerging threats.
Quality Assurance & Risk Management
Our development lifecycle includes rigorous change management, vulnerability testing and security reviews. Regular penetration tests and risk evaluations ensure the system remains robust against emerging threats.
Regulatory Body Guidelines
Agiliux work closely with regulators and clients, meeting all local regulatory compliance requirements across every market we operate in. This provides strong assurance for personal insurance brokers and personal insurance companies operating in highly regulated consumer markets.
Frequently Asked Questions
How does an AI-native platform reduce the burden of "FCA Audits"?
Traditional audits are stressful because data has to be gathered manually from multiple systems. An AI-native core provides an immutable, timestamped audit log of every field change, email, and document access. This means you can provide regulators with a complete “digital record” of your operations in minutes, not days.
What tools are available for "Fair Value Assessment" reporting?
The platform includes an automated reporting engine that tracks metrics like “claims payout ratios,” “quote-to-bind speeds,” and “commission percentages” against industry benchmarks. This allows you to continuously monitor whether your products are delivering fair value, as required by the Consumer Duty.
How does the system protect "Vulnerable Customers"?
AI agents can flag accounts where a customer may have additional needs such as financial difficulty or health issues, based on their interactions with the portal or helpdesk. The system can then automatically adjust the customer journey, ensuring they receive the appropriate level of support and communication required by the FCA.
Does the platform comply with Lloyd's "Market Reform Contract" (MRC v3)?
Yes. The platform is designed with “Data at the Core,” which is the fundamental requirement of Blueprint Two. It ensures that all data required for the MRC v3 and the Core Data Record (CDR) is captured accurately at the point of bind, enabling “straight-through processing” in the London Market.
How is GDPR compliance maintained when using AI for customer interactions?
All AI-driven interactions, such as those through the Agiliux Chatbot, are fully encrypted and subject to strict consent management. The platform identifies and masks “Personally Identifiable Information” (PII) before it is processed by external AI models, ensuring that data privacy is never compromised.
Can the system automate "Sanctions" and "AML" checks?
Yes. Through API integrations with global sanctions databases, the system can automatically screen all new prospects and policyholders. Any “hits” are instantly flagged for human review, ensuring that the firm remains in compliance with anti-money laundering and international sanctions laws without slowing down the sale.
Why this matters?
Non-compliance can lead to reputational damage, financial penalties and operational risk. Agiliux’s compliance-first design helps protect your business while enabling efficient, secure operations. You gain peace of mind that your core system adheres to regulation.